HOME MORTGAGE LOANS SIMPLIFIED!
THE HOME YOU WANT, THE LENDER YOU TRUST!
Don’t Be Just Another Loan Number. At RP Capital We Work With You Personally And Want To Know Your Story. Whether Purchasing Or Refinancing, We Want To Help You With Your Home Ownership Goals And Make The Process Easy. We Are Currently Only Lending In Florida.
Don’t Be Just Another Loan Number. At RP Capital We Work With You Personally And Want To Know Your Story. Whether Purchasing Or Refinancing, We Want To Help You With Your Home Ownership Goals And Make The Process Easy. We Are Currently Only Lending In Florida.
Expertise in Florida Real Estate
With years of experience in the Florida real estate market, we possess in-depth knowledge of local housing trends, property values, and market conditions. Our expertise ensures that you receive the best guidance tailored to your unique needs and preferences.
Personalized Loan Solutions
We understand that every homebuyer has different financial goals and challenges. Our dedicated team works closely with you to craft personalized home loan solutions that align with your specific requirements. Whether you're a first-time buyer or a seasoned investor, we have the right loan for you.
Competitive Rates and Terms
RP Capital Lending is committed to helping you secure a home loan with the most competitive interest rates and favorable terms available in Florida. We aim to make your homeownership journey as affordable as possible.
Exceptional Customer Service
At RP Capital Lending, we prioritize your satisfaction. Our dedicated team of professionals is here to answer your questions, address your concerns, and guide you through every step of the home loan process. Your peace of mind is our top priority.
Expertise in Florida Real Estate
With years of experience in the Florida real estate market, we possess in-depth knowledge of local housing trends, property values, and market conditions. Our expertise ensures that you receive the best guidance tailored to your unique needs and preferences.
Personalized Loan Solutions
We understand that every homebuyer has different financial goals and challenges. Our dedicated team works closely with you to craft personalized home loan solutions that align with your specific requirements. Whether you're a first-time buyer or a seasoned investor, we have the right loan for you.
Competitive Rates and Terms
RP Capital Lending is committed to helping you secure a home loan with the most competitive interest rates and favorable terms available in Florida. We aim to make your homeownership journey as affordable as possible.
Exceptional Customer Service
At RP Capital Lending, we prioritize your satisfaction. Our dedicated team of professionals is here to answer your questions, address your concerns, and guide you through every step of the home loan process. Your peace of mind is our top priority.
Home Loan Products
At RP Capital Lending, we take pride in being your trusted partner in the pursuit of homeownership. Here's why you should choose us for your home loan needs in Florida.
At RP Capital Lending, we take pride in being your trusted partner in the pursuit of homeownership. Here's why you should choose us for your home loan needs in Florida.
Conventional Fixed Rate Loans
The most common type of loan option, the traditional fixed rate mortgage includes monthly principal and interest payments which never change during the lifetime of the loan.
Conventional Adjustable
Rate loans-Adjustable-rate mortgages are loans whose interest rate can vary during the loan’s terms. The initial rate is lower than on a fixed rate mortgage which allows you to lower your payments for a set period.
FHA Loans
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
Conventional Fixed Rate Loans
The most common type of loan option, the traditional fixed rate mortgage includes monthly principal and interest payments which never change during the lifetime of the loan.
Conventional Adjustable
Rate loans-Adjustable-rate mortgages are loans whose interest rate can vary during the loan’s terms. The initial rate is lower than on a fixed rate mortgage which allows you to lower your payments for a set period.
FHA Loans
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
VA Loans
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans’ exceptional benefits, including low interest rates and downpayments.
Jumbo Loans
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. These loans usually are for loan amounts of more than 766,550 but varies from county to county.
Bank Statement Loans
These loans are ideal for self employed borrowers that do not receive a W-2 paycheck. We can use 12-24 months of business or personal bank statements to calculate income.
VA Loans
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans’ exceptional benefits, including low interest rates and downpayments.
Jumbo Loans
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. These loans usually are for loan amounts of more than 766,550 but varies from county to county.
Bank Statement Loans
These loans are ideal for self employed borrowers that do not receive a W-2 paycheck. We can use 12-24 months of business or personal bank statements to calculate income.
FAQs - Home Loans in Florida with RP Capital Lending
1. What types of home loans does RP Capital Lending offer in Florida?
RP Capital Lending offers a wide range of home loan options, including conventional loans, FHA loans, VA loans, USDA loans, and more. We tailor our solutions to match your unique financial situation and homeownership goals.
2. How do I know which home loan program is right for me?
Our experienced team at RP Capital Lending will guide you through the selection process. We assess your financial situation, goals, and preferences to recommend the best loan program that suits your needs.
3. What are the current interest rates for home loans in Florida?
Interest rates can vary depending on market conditions. RP Capital Lending is committed to offering competitive rates. Contact us for the most up-to-date information on current interest rates
4. Can I apply for a home loan in Florida if I have less-than-perfect credit?
Yes, RP Capital Lending works with a variety of lenders who offer options for individuals with less-than-perfect credit. We'll work with you to explore suitable solutions based on your credit profile.
5. What documents do I need to apply for a home loan in Florida?
While specific requirements may vary, common documents include proof of income, bank statements, tax returns, identification, and details about the property you intend to purchase. Our team will provide you with a checklist of documents needed during the application process.